Over the past few years, we at United Bank Card have found that many of our customers (and many of their customers too) prefer to pay by debit rather than credit, cash or check.

As this sector of the market grows rapidly, United Bank Card is at the forefront of offering this safer, faster and more cost-effective payment avenue to merchants of all sizes.

Merchants who accept pin-based debit transactions reduce the cost of accepting credit cards significantly by paying a flat transaction fee rather than a percentage-based commission. Pin-based debit transactions virtually eliminate the possibility of fraud and chargebacks while standard options such as debit surcharges and ‘cashback’ are also available.

As part of our standard offering, all merchant account holders through UBC receive a debit card-ready credit card terminal - FREE OF CHARGE. The Nurit 8320 state-of-the-art terminal includes a built-in pin-pad to assist in debit transactions. The Nurit 8320 arrives at your door pre-programmed and ready to use. It couldn’t possibly be easier.

And once you’re using the 8320 terminal, you can take advantage of the fact that United Bank Card is connected to virtually every ATM, EBT and debit network, including NYCE, STAR, Explorer, Pulse, Maestro, Shazam, Cash Station, Jeanie, MPACT, AFFN, Quest, and the Visa Interlink network which gives your customers multiple options and makes transactions at your register smooth, simple and profitable.